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Who Needs a Business Insurance Claims Attorney?

By Samuel Park

Many people have never heard of a business insurance claims attorney, or ever had the need to seek one out. Now, though, with people all around the world protesting and marching for George Floyd, some of the protests have turned violent and broken out in riots and looting of small businesses. We’ve all seen the heartbreaking photos from around the country. Here in Illinois, Governor J.D. Pritzker is now even asking insurance companies to expedite their claims as much as possible to help the victimized businesses that need to get back to work.

Normally, when a business suffers such damages, the recovery process begins with filing an insurance claim. It is relatively straightforward but having a business insurance claims attorney on your team can be a very beneficial strategy for getting the full coverage you deserve. 

A business insurance coverage attorney would begin with reviewing your insurance policy to determine coverage extent, exclusionary language, and policy limitations. They can negotiate on your behalf, advocate for significantly higher compensation, and give you more bargaining power and leverage against the insurance adjuster. A competent attorney can and will pursue bad faith insurance claims for the benefit of their client.

It gets complicated when businesses who have suffered riot damage do not have insurance coverage. Attorneys with expertise in this area can still help these small business clients. They may be operating without insurance because they find it simply too expensive, or because major insurance companies refuse to provide coverage for them due to their location. Regardless of the reason, recovering from business looting without proper insurance coverage can quickly become a seemingly insurmountable task.

As an attorney who truly wishes to help the small business community, I use all my expertise to help those who experience property damage at the hands of looters. Depending on your situation, there are multiple ways I can help you receive financial assistance to rebuild your business, ranging from private foundational grants, established city funds, state/federal unemployment assistance and insurance claims under your building contract and/or homeowner’s insurance.

If you have an insurance claim because of looting and are being denied coverage you feel you deserve, please contact me at spark@gardilaw.com for a free consultation. Together, we can find a solution.

Client Testimonials

Jimmy Su

We just had great experience with Tom Haught and his paralegal Courtney Kropf. The communication is clear and fast. All emails were replied within 30 minutes. We will definitely work with Tom Haught again.

Sagar Kanabar

Jeannette Gonzales

Was recommended to them from my company. They did an excellent job and always answered all my questions. Were always upfront with all things and made sure I understood everything that was explained to me.

Ardus

We used the law firm during the sale of our house. We dealt with Mr Haught and Courtney, who made the process very smooth. They were professional, yet very friendly to deal with.I would not hesitate to recommend them to my family and friends.

vanissa colaco

Our immigration experience with Ann Fischer has been amazing! She has been meticulous, organized and worked on our case in a timely manner. Ann and her team went above and beyond to address all of our concerns and provide a personalized support which made a significant difference during our stressful time.I highly recommend her services to anyone seeking legal representation for their immigration matters.

Mike and Keeley Aulert

We have used Tom Haught for two home purchases and one sale over the years and continue to be impressed by his professionalism, responsiveness, and thoroughness. Reasonable pricing too. Highly, highly recommended.

Waseem Chaudhry

Gardi, Haught is one of professional firm, I have been with G&H since last 8 years in all legal matters.RegardsWaseem Chaudhry

Khurram Ghani

Tom and his dedicated crew recently helped me close on a commercial property, and I must say they did an exceptional job! Throughout the entire process, they were incredibly responsive, attentive to detail, and a pleasure to work with. Their professionalism and expertise made the transaction smooth and efficient. I am thoroughly impressed with their performance and definitely plan to work with them again in the near future. I highly recommend Tom and his team for anyone in need of real estate services!

Ryan B

I'd like to thank Gardi, Haught, Fischer, & Bhosale LTD and the whole Team! For amazing service. They made my selling experience fast, easy and at my convenience. I'm very thankful for the whole team over there. Their service meant alot to me and will be using them in the future. 10/10 !

Roberta Murphy

We worked with Tom and Courtney mainly on our recent closing. While it did not go as planned (all the other side’s issues) they did a great job keeping us informed and in track. Highly recommend.

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