Blog

When Do You Need To Hire a Car Accident Lawyer in Illinois?

Being in a car accident can turn your life upside down in an instant. From medical bills to lost income and insurance company calls, the stress can feel overwhelming. Many Illinois drivers wonder if they truly need to hire a car accident lawyer after a crash. The answer often depends on the details of your case, the extent of your injuries, and the complexity of your claim.

Request A Free Case Evaluation

Handling Insurance Companies

Insurance adjusters often reach out quickly after a collision. While they may seem helpful, their job is to protect the insurance company’s bottom line. This can mean offering you a settlement far below what you actually deserve. A car accident lawyer in Illinois understands these tactics and knows how to negotiate for full and fair compensation.

When Injuries Are Serious

If your accident resulted in serious injuries—such as broken bones, head trauma, or spinal damage—you should seek legal help right away. Medical costs in Illinois can climb quickly, and long-term care is expensive. An experienced attorney will calculate both your current and future expenses to make sure you’re not left paying out of pocket.

Fault and Liability Questions

Illinois follows a modified comparative negligence rule. This means you may still recover compensation if you are less than 50% at fault for the accident, but your award will be reduced by your percentage of fault. For example, if you’re found 20% responsible, your recovery will be reduced by 20%. An attorney can gather evidence, review police reports, and work with accident reconstruction experts to challenge claims that you were at fault.

Dealing With Lost Wages

Missing work after a car accident puts financial strain on families. In Illinois, you may be entitled to compensation for both past and future lost income if your injuries prevent you from working. A skilled car accident lawyer can help document your losses and fight for fair recovery.

When the Settlement Offer Is Too Low

It is not uncommon for insurance companies to present quick settlement offers to resolve claims cheaply. Before accepting any settlement, consult with a lawyer who can review the offer and ensure it covers medical expenses, lost wages, and pain and suffering. Once you sign, you cannot go back and ask for more.

Wrongful Death Cases

If you have lost a loved one in a car accident caused by another driver’s negligence, Illinois law allows surviving family members to file a wrongful death claim. A lawyer can guide you through this process with compassion while protecting your right to financial recovery.

Statute of Limitations in Illinois

In most Illinois car accident cases, you have two years from the date of the crash to file a personal injury lawsuit. Missing this deadline usually means losing your right to compensation. A lawyer ensures your case is filed on time and handled properly.

Why Choose an Illinois Car Accident Lawyer

Hiring an attorney does not just level the playing field—it puts you in the strongest position to secure maximum compensation. From gathering evidence to negotiating with insurance companies and representing you in court if needed, a lawyer is your advocate throughout the entire process.

Contact Gardi, Haught, Fischer & Bhosale LTD today to schedule a consultation with an experienced Illinois car accident lawyer. Protect your rights, focus on recovery, and let us fight for the compensation you deserve.

Request A Free Case Evaluation

Request a Consultation

First Name*(Required)

Last Name(Required)

Email Address*(Required)

Phone Number *(Required)

How can we help you *(Required)

How did you hear about us? *(Required)